If your insurance company has acted in bad faith or improperly refuses to pay a claim, yes, you can sue your insurance company. Sometimes, that does happen and here at D’Amore Law Group, we handle a lot of those types of claims where the insurance company, for a variety of reasons, just decides that they’re not going to pay a claim, or they’re not going to pay a fair value on a claim.
I would recommend hiring an attorney early. Don’t wait until late in the process, because like every one of these claims, you have to a thorough investigation, you need to do an investigation early so that evidence doesn’t go away so that memories don’t fade. Any time you’re going to bring an insurance claim, I would recommend speaking to an attorney first, to make sure that you’re doing all the things that you need to do. Hire that attorney if they’re experienced in that area. It’s typically going to make your life easier for your bringing the claim. Also, it may increase the value of your claim to have expertise early on.